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How Smokers Can Find Affordable Term Life Insurance Rates

10 Ways to Save on Term Life Insurance
Term life insurance is arguably the most affordable life insurance option. But why not make a good thing even better by saving money on term life insurance?

Term Life Insurance - 2008 Year in Review
Think of all the changes that occurred in your life in 2008. Maybe you got married, divorced, welcomed a newborn baby to the world or retired? If so, have you updated your life insurance policy?

Keep Your New Year's Resolution All Year
Almost everyone makes New Year's Resolutions, but how many people actually stick to them? Keeping a resolution that benefits your health could save you a bundle on life insurance.

The Benefits of Term Life Insurance
Affordability isn't the only advantage to term life insurance.

Evaluating Your Life Insurance Needs
As your life changes, so do your life insurance needs. Take time to adjust your needs--and save some money while you're at it.

Think You Don't Need Life Insurance? Guess Again
Life insurance is perhaps the best way to protect your loved ones after you're gone. Every stage of life has a different life insurance need.

Protecting Your Mortgage With Term Life Insurance
The death of a loved one is the worst tragedy a family can endure. The financial hardship that follows, however, can make the burden seem intolerable. If your family depends on your income and you pass away without life insurance, would they be able to make ends meet? How would they pay the mortgage?

 

 

Habits That Affect Life Insurance Rates

How Smokers Can Find Affordable Life Insurance
Often times smokers underestimate their chances for obtaining term life insurance at affordable prices, let alone adequate coverage levels. More and more life insurance companies are offering plans that are affordable to smokers.

life insurance rates and alcohol consumption, how recovering alcoholics can find lower rates

How Alcohol Consumption Affects Your Life Insurance Rates
Drinking is a pleasure that seems relatively innocuous to most people. Like smoking tobacco, alcohol consumption can easily affect how much you pay for life insurance.

Term Life Insurance Needs of a World Traveler
As a frequent world traveler, do you feel you have the appropriate kind of life insurance coverage when you leave home?

Cholesterol, Blood Pressure and Term Life Insurance Rates
Learning the relationship between cholesterol, blood pressure and your term life insurance premium could save you a bundle on your rate.

13 Hobbies That Can Increase Life Insurance Rates
If you participate in what insurance companies refer to as “dangerous activities,” you run the risk of paying higher premiums for term life insurance.

 
 
 
 
 
 
 
 

Term Life Insurance - Just the Basics

The Basics of Term Life Insurance
What's term life insurance all about, anyway?

The Life Insurance Exam - What to Expect The life insurance exam may seem intimidating, but in reality it's no more strenuous than a routine physical.

How to File a Life Insurance Claim
Need to file a term life insurance claim? Here's how...

Early Termination Life Insurance
What happens if you terminate your term life insurance policy early?

Lost Your Life Insurance Policy?
Learn ways to find a lost life insurance policy.

 

The Cost of Being Overweight

Term Life Insurance Rates: The Extra Cost of Being Overweight

term life insurance and body weight and how life insurance rates are affected

Your weight directly affects your life insurance costs. As carriers use different health ratios to determine rates, here's where you may able to find savings and better coverage.

20 Most Obese States: Where You Pay More for Life Insurance

10 Fittest U.S. Cities
Keeping fit will not only make you feel and look great, but it can save you a ton of money on life insurance!

 
Life Insurance Needs During Different Stages of Life
Term life insurance and having a baby, getting married, and retiring.

As your life changes, its imperative that you update your term life insurance policy. Update your life insurance policy as your life changes.

10 Reasons You May Need More Life Insurance

Life Insurance Needs of Older Citizens

 

Additional Life Insurance Options

Instant Issue Life Insurance
Find life insurance coverage in 10 minutes? In the era of wanting everything done five minutes ago, term life insurance companies have bought into that idiom by introducing the Instant Issue Policy.

Return of Premium: Term Life Insurance That Pays You for Living
Return of Premium policies offer the benefit of returning your paid premiums if you are still living when the policy term is up while offering the same benefits of a term life insurance policy.

Whole Life Insurance vs. Universal Life Insurance
Whole Life Insurance vs. Universal Life Insurance- what's the difference?

Should You Buy Term Life Insurance for Children?